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Rates & fees

The Internet is full of lenders willing to provide you with the money you need, but how do you know which one to chose? Our role is to connect you only to reputable lenders who adhere to the Truth in Lending Act.

Rates & Fees


Since 2008, we have been doing our best to help people in all financial situations to get the loan they need. Our years of experience mean that we know who you can rely on and who is not necessarily a good option. We carefully handpick lenders we work with: quality, reliability and our experience with the lender are our main focus.

Years of experience

We have been around for a long time now, and that is definitely our biggest asset. Since we got started, we have been working on a database of trustworthy lenders you can do business with. We are constantly updating the list, looking for the best deals available and minimizing the risks of taking an online loan.

Our service is free of charge

You will never be charged for applying to UnitedFinances. We understand that whatever you want to buy, looking around and knowing the market works to your advantage. The same goes for financial products. Our online application process is 100 free, so you don't have to worry about extra costs for being matched with a lender.

No credit check

There are times when each and every one of us needs extra funds - be it emergency expenses, an overdue bill or anything else, we have a solution to your money needs. Being short on money can be tough and when you apply for a loan, the lender may pull your credit score. If this is done several times, your credit score is likely to be affected. We don't pull your credit to match you with the lender, so you can rest assured your credit will not be checked many times during one application.

Easy opt out

You can chose how much you want us to help you - we can send you promotional and informative emails, but you can always opt out in an instant. If you want to stay in the know and find out more about personal finance, we are happy to help. If you don't, we also appreciate your decision.

Are you the right place to go to if I have good credit?

Absolutely. When we receive your application, we carefully evaluate the information you have provided us with. Once the evaluation is complete, we match you with a lender (or lenders) from our network of trusted lenders who provide loans to customers with good credit (approximately 640 or more). This way, you can benefit from doing business with a trusted lender offering the types of services you are after.

What if I have bad credit?

If your credit situation is less than perfect, you have come to the right place. Once we review and assess your application, you get matched with a bad credit lender (or lenders) who specialize in this particular type of loan products. Make sure you understand all the Terms & Conditions before accepting them and always read the materials provided by the lender carefully.

© 2013, Inc. All rights reserved. is a free comparison service empowering consumers to make better financial decisions. Our services are completely free of charge to our customers. However, this site may be compensated when a user clicks an "apply" or "apply now" button, or other links on the website.

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