Getting a loan has never been easier. I didn't have fax anything and there was no unnecessary paperwork. Thank you so much
Jessica, Dallas, TX
If you’re reading this then chances are you’re looking for short term loans no credit check required. Thankfully, most of the short term loans available through our website are approved without the need for a credit check, which means you’re in the right place.
The approval of the short term loans offered by our panel of lenders depends primarily on the information you provide on your application form available on our website. This includes:
Your contact details – can you provide a permanent address and a contact telephone number?
Your employment details – do you get paid regularly into a bank account? Have you held your current job for more than 90 consecutive days? Do you intend to remain in your job for the duration of your short term loan?
Your bank account details – is your bank account suitable for deposits and debits?
If you can provide all of the information required on the application form and you can show that you earn enough to repay any short term loans you have, then you stand a good chance of being approved regardless of your credit history.
The beauty of no credit check
As you probably know, the main reason why people get turned down for personal loans is because they have missed a payment to a creditor in the past. It could have been a simple oversight that made the payment a few days late, or it could have been a holiday season mix-up with wages so that a loan payment or credit card payment was declined by the bank.
The reason isn’t important.
What is important is that a single late payment made by you, whether it was your fault or not, will have been recorded on your credit file – and several late payments will quickly put a stop to any additional borrowing from those lenders who check credit histories.
Obviously this means that your options are now limited to short term loans, no credit check required and here at www.unitedfinances.com we can help you.
The application process is quick and easy, and because detailed credit checks aren’t carried out, the assessment and approval stages follow within a few hours. Some applicants see the money they borrow enter their bank account within hours of applying, but this depends to a large extent on the individual private money lender that agrees your loan.
Either way, short terms no credit check are your best choice, and in some ways, they remain the only option if you don't want to have your credit file checked.
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