Getting a loan has never been easier. I didn't have fax anything and there was no unnecessary paperwork. Thank you so much
Jessica, Dallas, TX
Short term loans, also known as personal loans, paycheck loans and same day loans, are designed to be used as a ‘bridge’ to get you through to your next payday. After all, we all have months where funds are short or where unexpected bills arise that need settling before next paycheck arrives.
For example, short term loans can be used for any of the following:
Emergency medical or dental bills not covered by your insurance policy
Auto repair bills
Property repair bills
To replace kitchen appliances that break down and can’t be repaired
To pay for birthday or Christmas gifts
To pay a holiday deposit or the next installment of a holiday payment plan
To cover automatic payments that go from your bank account so that you don’t incur overdraft charges
In fact short terms loans can be used for just about anything.
As we all know, banks never offer this type of loan because they make no profit from lending small amounts of money for just a couple of weeks or months. The lenders we work with here do offer such loans and, wherever possible, they will approve applications within a matter of hours.
Short term loans offered by our lenders are normally repaid on your next payday, but there are a few lenders on our panel that will extend the repayment terms.
All you need to apply for our short term loans is the following:
A permanent address, contact telephone number and email address.
A job that has been held for at least 90 days and proof of a steady income.
Proof that you are at least 18 years of age.
A valid bank account in your name.
Short term loans are quick and easy to apply for through our secure website and no one will ever know you have borrowed money unless you tell them. In most cases our lenders will assess your loan application within hours of receiving it, and if you gain approval (which the vast majority of applicants do regardless of credit history) the funds will become available to you within hours.
What does this mean for you?
It means you no longer have to worry about one-off mid-month bills that could put you overdrawn with the bank.
Or it means you can replace your fridge freezer or cooker without having to wait weeks to be paid.
Or it means you can get your car back on the road when you need it and not when you can afford it.
Or it may even mean you can book that discount holiday before the price goes back up.
Whatever you use them for, short term loans can be lifesavers but as with any other type of finance they should be used sensibly.
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