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Is it time to give your finances a makeover? Whether you have accumulated a large sum of money or you have recently pulled yourself out of debt and you wish to manage your money better, it might be time to do a little inventory and establish some new goals for your wallet. <\/span><\/p>\n When you are trying to figure out the best path to improving your financial health, the world is truly your oyster. The financial industry – from the corporate titans to the small fintech outfits – has come up with a treasure trove of products and services to take care of your money. <\/span><\/p>\n To make your journey to financial wellness a little easier, we have compiled a list of the top financial products everyone should look into this year: <\/span><\/p>\n 1. Wealth Management Apps <\/b><\/span><\/p>\n Do you have time to sit down with a cup of coffee and comb through your financials for a couple of hours? If not, you can automate this process by utilizing any one of the many wealth management Apps available today. <\/span><\/p>\n Online wealth management Apps are great because they monitor your spending, update you on your goals, offer personal finance tips, and even encourage you to better take care of your dollars and cents. <\/span><\/p>\n Plus, some Apps can even invest for you, with some even using your spare change!<\/span><\/p>\n So, what wealth management apps should you consider? Here are a few of the most popular ones: <\/span><\/p>\n The attractive aspect of these Apps is that they are free to use! <\/span><\/p>\n 2. All-in-One Checking and Investing Account <\/b><\/span><\/p>\n If you have a lot of funds sitting in your checking account, it is dead money. Many consumers will rely on their checking account as an emergency fund source or as a financial cushion. But aside from covering the necessary day-to-day and month-to-month bills, the money in your checking account serves no other purpose. And, since the dollars in this account are not earning interest, these funds are in fact losing value when you factor inflation.\u00a0<\/span><\/p>\n So, what is the alternative? Perhaps an all-in-one checking and investing account<\/span><\/a> is something to think about for your finances. <\/span><\/p>\n This account essentially blends your banking and investing needs into one convenient account, from buying that daily latte to paying your rent to investing in an index fund. And, perhaps the most appealing benefit of them all, is that it provides daily returns. Instant liquidity and regular growth: a savvy financial product for any beginner investor!<\/span><\/p>\n 3. Robo-Advisors <\/b><\/span><\/p>\n Are robo-advisors the go-to tool for investing in the future? <\/span><\/p>\n Robo-advisors are digital platforms that give users automated and algorithm-driven financial planning services with little to no human supervision. Everything robo-advisors do is based on the information from clients. <\/span><\/p>\n\n