Getting a loan has never been easier. I didn't have fax anything and there was no unnecessary paperwork. Thank you so much
Jessica, Dallas, TX
In most states, the following requirements are mandatory:
ID proving you are at least 18 years old (19 in some states)
Proof of current employment
A valid email address
A checking bank account in good standing
Our lenders reserve the right to verify your prior loan history and application information or ask for additional details. However, as we aim to make the loan-taking process as easy as possible, most customers qualify without having to provide any additional documentation or statements.
Loan amount depends on a number of variables - as an example, returning customers who remain in good standing may get approved for larger loan amounts than first time customers. As a general rule, our lenders allow you to borrow more money if you have done business with them in the past. However, first time customers are always welcome - the best way to find out if you qualify is to complete the online application form and wait for a lender consultant to get back to you.
Once your online application has been submitted, you’ll be contacted by a lender representative in order to discuss your application. You may be subject to additional verification depending on your current financial situation, requested loan amount and other factors.
In some cases, you can get the money transferred to your bank account within hours. If you apply quite early in the day, chances are you will get the money on the same day. If this can’t be done, funds will be transferred as soon as possible, which is usually on the next business day.
The total cost of your loan is influenced by a number of criteria, such as loan amount and your payment history. When you complete your online application, you will be contacted by a lender representative who will explain your loan costs. Make sure you always read your Loan Agreement carefully and understand all of its Terms and Conditions before accepting them.
We do our best to make the process of taking a loan as simple as possible. However, it is your duty to ensure your loan payments are made by their due date. Making a late payment or skipping payments may mean you will face additional fees. If you know in advance you won’t be able to make the payment on the due date, contact your lender to discuss your options.
It is understandable you may feel uncertain about giving us your personal information. However, one of our objectives is to respect your privacy at every stage of your visit on our website. We have taken a number of measures to protect your privacy, such as firewalls and SSL encryption designed to keep your personal information safe.
If you still have questions, please feel free to Contact Us. We are there to help you, so let us know how we can assist you.
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