Getting a loan has never been easier. I didn't have fax anything and there was no unnecessary paperwork. Thank you so much
Jessica, Dallas, TX
America is currently in the midst of a financial crisis and as a result, major banks have not only cut back on the amount of lending they approve, they have also tightened the lending criteria for personal loans.
This means that unless you have a virtually perfect credit history, high credit score and a secure well-paid job, you are liable to be turned down for even small loans by major banks. And how many of us can say we meet these exacting criteria?
No Credit Check Loans
No credit check loans offer an alternative to traditional bank loans and as the name suggests there is no credit check involved. This means that if you have erred in the past – made a late payment on a credit card or missed a loan payment – you won’t be automatically declined for a new loan.
The benefits to you
No Credit Check Loans are normally approved on the basis of the following:
Your ability to show you have paid employment with a regular income
Your ability to prove you are 18 years of age or older
Your ability to provide details of a bank account in your name and contact details where you can be reached e.g. telephone number or email address
You don’t have to provide any more information than this though and you don’t need to fax endless bits of paperwork to gain approval.
The application process for no credit check loans is very quick, very easy and completely secure when completed through our website.
Lenders of no credit check loans obviously take a risk when lending to someone they know little about. This is especially so because they don’t check how well you have paid your credit commitments in the past. To make this additional risk worth-taking, lenders charge slightly higher interest rates than banks would do for the same loan amount.
So yes, you do have to agree to a higher than normal interest rate but the approval rate for No Credit Check Loans is virtually 100%.
You don’t have to wait upwards of a week for your money to be deposited in your bank account.
You don’t have to give a reason why you need a loan, or justify what you intend to spend it on.
You can often choose your repayment terms (within reason) so that you don’t leave yourself short each week/month.
And when there is no other option available, the additional interest you pay on no credit check loans works out to be a very small price to pay.
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